Can you help with my insurance rate increase?

Looking for more affordable insurance options

What Is a Rate Increase?

We understand that receiving a rate increase notice can be concerning. While Sizemore Insurance isn’t responsible for rate changes, we’re here to help you navigate this and explore your options.

A rate increase is when your insurance company adjusts the cost of your policy, resulting in higher premiums. These adjustments can happen for many reasons, including changes in claims trends, inflation, and the overall cost of providing coverage.

Why Are Rates Increasing in North Carolina?

In recent years, North Carolina has seen an uptick in insurance rate increases due to:

  • Rising Repair and Replacement Costs: The cost of materials and labor for home and auto repairs has significantly increased.
  • Natural Disasters: Coastal storms, hurricanes, and flooding have led to higher claims across the state.
  • Inflation: General inflation impacts the cost of coverage, leading carriers to adjust premiums.

These factors have created challenges across the industry, but we’re here to help you navigate them.

How Can We Help?

If You’re an Active Sizemore Insurance Client

We’re more than happy to review your current policy and help you find solutions:

  • Contact Your Account Manager: If you know your account manager’s name, we can provide their direct contact information.
  • Explore Options: We work with 30+ carriers, including Progressive, Travelers, and Nationwide, and can shop for the best rates and coverage on your behalf.

If You’re Looking for Better Rates

Shopping for insurance can be a great way to find savings and better coverage. Here’s how to get started:

  • Call Us: Speak with one of our experienced advisors at 910-791-1011.
  • Start a Quote Online: Click the ‘Start Quote’ button at the top of this page. The form goes directly to an advisor who will begin working on your quote immediately.

Should You Shop or Stay with Your Current Carrier?

  • When to Shop: If your rate increased significantly, it might be time to explore other carriers. Our team can shop your insurance and find options tailored to your needs.
  • When to Stay: If the increase is minimal, staying with your current carrier might make sense. Many carriers reward loyalty with perks like accident forgiveness and claim-free discounts.

Rate increases can feel overwhelming, but you don’t have to navigate them alone. Whether you’re an existing client or looking for new options, we’re here to help you find the best coverage and rates for your needs.

If you have questions, contact us at support@sizemoreinsurance.com or call 910-791-1011.