What Does Motorcycle Insurance Cover?

Liability Coverage

Covers injuries or damages you may cause to others in an accident, helping protect you financially while you ride confidently.

Collision Coverage

Pays for repairs to your motorcycle if it’s damaged in an accident, so you can get back on the road faster.

Comprehensive Coverage

Protects your bike from non-collision events, like theft, vandalism, or weather damage, giving you peace of mind on and off the road.

Uninsured/Underinsured Motorist Coverage

Covers your costs if you’re in an accident with a driver who has little or no insurance, helping avoid unexpected expenses.

Liability Coverage

Covers injuries or damages you may cause to others in an accident, helping protect you financially while you ride confidently.

Collision Coverage

Pays for repairs to your motorcycle if it’s damaged in an accident, so you can get back on the road faster.

Comprehensive Coverage

Protects your bike from non-collision events, like theft, vandalism, or weather damage, giving you peace of mind on and off the road.

Uninsured/Underinsured Motorist Coverage

Covers your costs if you’re in an accident with a driver who has little or no insurance, helping avoid unexpected expenses.

Motorcycle Insurance in North Carolina:

What You Should Know

Riding in North Carolina offers incredible scenery, but it also comes with its own set of risks. From rural roads to busy highways, having the right motorcycle insurance ensures you’re protected for all types of riding. Sizemore Insurance works with you to find coverage that fits your bike, riding habits, and budget—so you can enjoy the open road with confidence.

Frequently Asked Questions

Is motorcycle insurance required in North Carolina?

Yes, North Carolina law requires liability insurance for all motorcyclists. We’ll make sure you have the required coverage and understand what’s included.

What types of motorcycles are covered by insurance?

Motorcycle insurance can cover various types, from cruisers and sport bikes to scooters and custom bikes. We can help you find coverage for your specific type of motorcycle.

Does motorcycle insurance cover custom parts or accessories?

Many policies offer optional coverage for custom parts and accessories. We’ll guide you through your options to make sure your bike is fully protected.

Can I get discounts on motorcycle insurance?

Yes, there are often discounts for safe driving, bundling with other policies, or completing safety courses. We’ll help you find any savings available for your policy.