What Does Umbrella Insurance Cover?

Extended Liability Coverage

Provides additional liability protection beyond the limits of your standard home or auto insurance, offering extra financial security in case of significant claims.

Personal Injury Coverage

Covers claims related to personal injury, including libel, slander, and defamation, helping protect your reputation and finances.

Legal Defense Costs

Assists with legal expenses if you’re sued for damages exceeding your existing policy limits, so you can have peace of mind in complex situations.

Extended Liability Coverage

Provides additional liability protection beyond the limits of your standard home or auto insurance, offering extra financial security in case of significant claims.

Personal Injury Coverage

Covers claims related to personal injury, including libel, slander, and defamation, helping protect your reputation and finances.

Legal Defense Costs

Assists with legal expenses if you’re sued for damages exceeding your existing policy limits, so you can have peace of mind in complex situations.

Umbrella Insurance in North Carolina:

What You Should Know

North Carolina residents face various liability risks, from accidents to personal injury claims. Umbrella insurance provides an extra layer of protection, stepping in when the limits of your other policies are reached. Whether you’re looking to protect your home, assets, or future earnings, Sizemore Insurance can help you secure an umbrella policy that fits your needs, so you’re covered for life’s unexpected moments.

Frequently Asked Questions

Do I need umbrella insurance if I already have home and auto insurance?

Umbrella insurance is recommended for added protection beyond standard policy limits, especially if you have valuable assets to protect.

What types of incidents does umbrella insurance cover?

Umbrella insurance covers a wide range of incidents, from large liability claims to personal injury lawsuits. We’ll help clarify how it complements your existing policies.

Is umbrella insurance expensive?

Umbrella insurance is often more affordable than expected, especially given the added protection it provides. We’ll help you find a policy that fits your budget.

How much umbrella insurance coverage do I need?

The amount depends on your assets and personal risk. We’ll assess your situation and recommend coverage that offers comprehensive protection.